Get Personalized Insurance Advice
from Qualified Financial Advisors
Life is unpredictable, but while we can’t prevent unforeseen events, we can shield ourselves from their financial impact through effective insurance planning. As the cornerstone of a solid financial foundation, insurance planning involves selecting the right policies to protect your finances, family, and assets from unexpected challenges. This includes preparing for medical emergencies and ensuring your loved ones are financially secure in the event of a tragedy.
At 1 Finance, we simplify the complexities of insurance planning. Our advisory services are tailored to help you make informed decisions using our research-based scoring and ranking models. We also evaluate your existing policies with our advanced advisory rule engine, helping you determine whether to keep or surrender them based on your needs. Additionally, we assist in identifying the ideal coverage to address any mortality protection gap, ensuring your financial wellness plan is robust and effective.
Our process at 1 Finance begins with a thorough evaluation of your current insurance policies. We meticulously assess coverage adequacy, policy terms, and how well each policy aligns with your present and future needs. Our goal is to ensure your insurance plans support your financial goals, offering robust protection against potential risks and securing your financial well-being. This approach also helps distinguish between insurance and investment strategies—opting for a term plan for protection while using mutual funds for long-term investments.
To address your protection needs, we recommend both Life and Health Protection. Life Protection includes “pure protection” plans like Term Insurance, while Health Protection involves comprehensive health insurance for you and your family. Adequate coverage bridges protection gaps, ensuring your financial plan stays intact without straining your finances.
Our coverage recommendations are based on a detailed assessment of your financial parameters, including current lifestyle expenses, financial goals, dependents, retirement plans, and assets. This helps you secure the ideal coverage for your loved ones and prepares you for medical emergencies. Our advanced scoring and ranking model, represented by the “1 Finance Score,” guides you in making the best choices, ensuring unbiased advice that always prioritises your financial future.
FinMart offers end-to-end execution assistance for Term and Health Insurance. We simplify the process by helping you understand complex terms and conditions using our Scoring and Ranking models. We also provide claims assistance, ensuring you receive support during crucial moments. Our service is completely unbiased, with no sales or commission motives, allowing you to complete the actions outlined in your financial wellness plan with confidence.
As part of our insurance portfolio evaluation, we assess your existing policies using our advisory rule engine to determine which ones are suitable for surrender. This helps eliminate low-yield policies, allowing you to focus on pure protection and potentially reinvest in high-quality instruments for better returns. By correcting coverage and premium disparities, we help you save on premiums or increase coverage with Term Insurance.
Our team guides you through the entire surrender process, ensuring you receive the proceeds smoothly. We then help you relocate these funds into high-quality investments that align with your financial goals.
Connect with us today and experience the future of finance!
